PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN FINANCIAL TECHNOLOGY TERHADAP KINERJA UMKM DI KABUPATEN MAGETAN

Eisyah Fitriya, Anggita Langgeng Wijaya

Abstract


The purpose of this study is to examine financial literacy, financial inclusion, and financial technology on the performance of MSMEs in Magetan Regency. Using quantitative methods, this study involved 180 MSME actors from 18 sub-districts in Magetan Regency. Using SPSS 23 software, data were collected through questionnaires and analyzed using multiple linear regression. The findings of this study indicate that financial literacy, financial inclusion, and financial technology have a significant effect on the performance of MSMEs in Magetan Regency. This study highlights the importance of combining financial literacy, accessibility of financial services, and financial technology to improve the performance of MSMEs in Magetan Regency.

Keywords: Financial Literacy, Financial Inclusion, Fintech, MSME Performance


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