PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL ATTITUDE DAN FINANCIAL LITERACY TERHADAP FINANCIAL MANAGEMENT BEHAVIOR (STUDI KASUS PENGGUNA QRIS PADA MASYARAKAT KOTA MADIUN)

Rahma Fauziyyah Putri, Liliek Nur Sulistiyowati

Abstract


This This research aims to analyze Financial Technology Payment, Financial Attitude and Financial Literacy towards the Financial Management Behavior of the people of Madiun City in the context of using digital wallets and QRIS. The research method used was purposive sampling. The results of multiple linear regression analysis show that 1) Financial Technology Payment has a positive and significant effect on Financial Management Behavior among QRIS Users in Madiun  City 2) Financial Attitude has no effect on Financial Management Behavior among QRIS Users in Madiun City 3) Financial Literacy has a positive effect on Financial Management Behavior among QRIS Users in Madiun City and simultaneously 4) Financial Technology Payment, Financial Attitude and Financial Literacy have a positive effect on Financial Management Behavior among QRIS Users in Madiun City.

Keywords: Financial Technology Payment, Financial Attitude, Financial Literacy, Financial Management Behavior

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