PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN DAN LINGKUNGAN SOSIAL TERHADAP PERENCANAAN KEUANGAN PRIBADI MAHASISWA UNIVERSITAS PGRI MADIUN

Devin Rizky Putrananda, Juli Murwani

Abstract


Financial planning is currently a hot topic of discussion in society. Financial planning is a measure of community development and financial planning also influences the future and success. During this time, people's lifestyles have developed rapidly. All people, both young and old, often behave wastefully without knowing their financial condition, especially in terms of planning and planning their finances. This research aims to determine empirical evidence regarding the influence of independent variables using financial knowledge, financial attitudes and the social environment, as well as the dependent variable using financial planning. The population used in this research were active students of the Pgri Madiun University accounting study program class of 2020, totaling 280 people. This research method used a random purposive sampling method with a minimum calculation of 10% to 25% of the total population where in this research the total population was 280 people, then the sample is 70 people. This research distributed questionnaires and then the data was processed using the SPSS test tool. The results of this research are that financial knowledge, financial attitudes, and social influence together have a significant influence on financial planning.

 Keywords : Financial knowledge, financial attitudes, social environment, financial planning


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References


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