PENGARUH RISK BASED CAPITAL, HASIL INVESTASI, DAN PENDAPATAN PREMI TERHADAP PROFITABILITAS PERUSAHAAN ASURANSI JIWA PERIODE 2018-2022

Venus Ajitiya Pamungkas, Diyah Santi Hariyani, Liliek Nur Sulistiyowati

Abstract


It is known as "The Influence of Risk Based Capital, Investment Returns, and Premium Income on Company Profitability (Empirical Study on Life Insurance Companies Registered with the Financial Services Authority for the 2018-2022 Period)". Profits from life insurance are analyzed from 2018 to 2022, taking into account risk-based capital, investment gains, and fee income. SPSS 20 is the program utilized, and quantitative research methodology is employed. Multiple linear regression analysis and the purposive sample approach were employed in the sampling process. The study's findings demonstrate that investment returns significantly and favorably impacts profitability. In the meantime, premium income and risk-based capital (RBC) have little bearing on profitability. When taken together, risk-based capital, investment returns, and premium income all have an impact on profitability at the same time.

Keywords: Risk Based Capital, Investment Returns, Premium Income, Profitability


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References


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