Analisis Perbedaan Kinerja Keuangan antara Bank Konvensional dan Bank Syariah saat Pandemi Covid -19

Widodo Wicaksono, Nik Amah, Heidy Paramitha Devi

Abstract


This study refers to the measurement of banking performance ratios in Indonesia. The performance ratio was measured using CAR, NPL, and LDR. The data used in this study was secondary data and used quantitative methods. This research was based on the Indonesia Stock Exchange from 2019-2021 period. Data collection was through the official website www.idx.co.id. The results show that CAR, NPL and LDR can affect the quality of banking performance and can be compared between the performance of conventional banks and Islamic banks during the covid 19 pandemic. Financial ratios have resulted in significant financial performance based on test samples and variables that affect the economy of the wider community. There is no difference in the loan deposit ratio. The ratio used was the liquidity ratio.

Keyword: Profitability, liquidity, Conventional Bank, Sharia Bank, Ratio

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References


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